Both nch and nmos_rf will have different ft and fmax for sure. The major difference between the two are, 1) nmos_rf will have better modelling of parasitics for high frequency application (for GHz range), 2) nmos_rf will have substrate contacts also included (you can see the layout), and hence 3) the changes you see going from schematic sims to extracted or layout sims will be minimal.
You can choose the device that suits your requirement. BTW, you can also choose to customize the layout of either of these devices and make your own layout to improve ft and fmax. And my suggestion would be to always simulate the extracted layout model, as schematic sims are of no use anyway.