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If it's 24V, then 97/24= 4.325A. May be 20% margin will do (ie 5.19A). Maybe make use of 24V,6A transformer or 24V,5A transformer.
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I recommend "greater".103.8W/15V = 6.92A =7A or greater.
So for a 15V transformer, the current will be 103.8W/15V = 6.92A =7A or greater.
If the DC current is 4A....Because all the components are in series, the max AC current will be 4A RMS